The AptPay Solution
An API and Digital Payment Hub powering payment services for businesses across a network of connected financial institutions and integrated payment rails.
The AptPay API
Enables businesses to send digital payments to consumers, suppliers, and vendors
Supports real-time and instant payouts to payee financial accounts, including bank accounts, debit cards, digital wallets etc.
Enables businesses of all sizes, including gaming instituations, to digitize and automate payments through one simple API integration.
A Global FinTech Solution
AptPay is a global Fintech based out of Canada, which enables digital payments to the untapped industries. We have been in the payments industry for over seven years and bring our experience to solve for a real pain point with instant disbursements.
Our API enables partners to send money on multiple rails, including; push to wallet, push to card, EFT and ACH. We create a one touch point for all pay outs.
Benefits of the Apt Hub
Our Team

S. V. Krisnarajah
Kris is a serial entrepreneur who has spent his time developing efficiencies for data analytics, marketing and payment optimization for over a decade. He has worked on projects that optimize payments in such verticals as automotive, real estate, gaming and lead generation. Over the past few years Kris has tried to create more efficient methods of payments and delivery for the gaming vertical, which lead him to digitizing the experience and being a co-founder of AptPay. “Nothing ever begins perfect, there is always a way to optimize a process, we just have to find the right tools do it. A Lamborghini in 1963 couldn’t go 351km/hr and after a decade even this will feel like a starting point”.

Mark Louw
Mark is a decisive and multi-faceted business development professional with decades of sales, marketing and strategic planning experience in the financial services and payments industry, both locally and internationally. He has worked with banks, insurance companies, payment networks, payment processors, fintechs and merchants over the course of his career, and has achieved great success driving and delivering on growth objectives. He understands the importance of partnerships and maintaining mutually beneficial relationships to achieving profitable growth.

Junaid Sheikh
Junaid has been connecting partners with solutions for well over a decade. Simply put, delivering services and solutions tailored to the needs of your business is his passion. Launching AI-Ops to deliver services to provincial healthcare partners with reduced wait times for patient care has been a highlighting achievement. Managing development projects and teams to deliver IT solutions for the Healthcare, Education, Telecomm, Real Estate and Banking sectors have outlined a career full of challenges. So bring your toughest problems and he will find a solution that exceeds your expectations.

Roman Barnes
Roman has spent the better part of the last decade focused on Digital Marketing and Development Projects. He has been the architect for several ERP systems across multiple verticals. His primary specialty is the automation of business processes and systems. He has also brought together tech teams for various development projects including the launch of a token in the Crypto Currency Market. He is the person that can take someone’s vision and bring it into existence.

Branislav Kollár
The one who makes it all work. With this many great minds working day and night, we are in no short supply of great ideas. When it comes to bringing these ideas into reality, Brano is the man inside the machine. As our lead backend developer, he takes all of our hard work and ideas, combines them with our front end design, and produces what feels like magic. With years of experience in development, Brano believes that nothing is impossible with code and proves that time and time again.

Chris Koide
Chris has co-founded startups, grown existing businesses and ensured successful exits for several digital Payments companies. With decades of experience, he has been referred to as the “Google of Payments”. By focusing on the customer, Chris continues to provide payment solutions that drive digital commerce . As COO, he will help shape strategy, drive growth and deliver operational effectiveness.

Taha Zahir
Taha draws on more than 20 years of experience in technology. Over the past 15 years he’s been focused on web based technologies with most of his experience cantered around Microsoft Technologies.
He has a unique blend of business management and software design experience coupled with solid communication skills. He’s been instrumental in managing and designing multiple projects in various verticals including Banking, Wealth Management, Government Services and finance.

S. V. Krisnarajah
Kris is a serial entrepreneur who has spent his time developing efficiencies for data analytics, marketing and payment optimization for over a decade. He has worked on projects that optimize payments in such verticals as automotive, real estate, gaming and lead generation. Over the past few years Kris has tried to create more efficient methods of payments and delivery for the gaming vertical, which lead him to digitizing the experience and being a co-founder of AptPay. “Nothing ever begins perfect, there is always a way to optimize a process, we just have to find the right tools do it. A Lamborghini in 1963 couldn’t go 351km/hr and after a decade even this will feel like a starting point”.

Roman Barnes
Roman has spent the better part of the last decade focused on Digital Marketing and Development Projects. He has been the architect for several ERP systems across multiple verticals. His primary specialty is the automation of business processes and systems. He has also brought together tech teams for various development projects including the launch of a token in the Crypto Currency Market. He is the person that can take someone’s vision and bring it into existence.

Chris Koide
Chris has co-founded startups, grown existing businesses and ensured successful exits for several digital Payments companies. With decades of experience, he has been referred to as the “Google of Payments”. By focusing on the customer, Chris continues to provide payment solutions that drive digital commerce . As COO, he will help shape strategy, drive growth and deliver operational effectiveness.

Mark Louw
Mark is a decisive and multi-faceted business development professional with decades of sales, marketing and strategic planning experience in the financial services and payments industry, both locally and internationally. He has worked with banks, insurance companies, payment networks, payment processors, fintechs and merchants over the course of his career, and has achieved great success driving and delivering on growth objectives. He understands the importance of partnerships and maintaining mutually beneficial relationships to achieving profitable growth.

Branislav Kollár
The one who makes it all work. With this many great minds working day and night, we are in no short supply of great ideas. When it comes to bringing these ideas into reality, Brano is the man inside the machine. As our lead backend developer, he takes all of our hard work and ideas, combines them with our front end design, and produces what feels like magic. With years of experience in development, Brano believes that nothing is impossible with code and proves that time and time again.

Taha Zahir
Taha draws on more than 20 years of experience in technology. Over the past 15 years he’s been focused on web based technologies with most of his experience cantered around Microsoft Technologies.
He has a unique blend of business management and software design experience coupled with solid communication skills. He’s been instrumental in managing and designing multiple projects in various verticals including Banking, Wealth Management, Government Services and finance.

Junaid Sheikh
Junaid has been connecting partners with solutions for well over a decade. Simply put, delivering services and solutions tailored to the needs of your business is his passion. Launching AI-Ops to deliver services to provincial healthcare partners with reduced wait times for patient care has been a highlighting achievement. Managing development projects and teams to deliver IT solutions for the Healthcare, Education, Telecomm, Real Estate and Banking sectors have outlined a career full of challenges. So bring your toughest problems and he will find a solution that exceeds your expectations.
AptPay Inc.
121 Bloor St E #410
Toronto, ON, M4W 3M5
1-866-303-3955
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